Farm Insurance

Farm & Country Insurance, a division of the Stuart J. Mitchell Insurance Agency family of businesses, have been the insurance agent for over 650 New York State farms and have been in business since 1984. Our New York insurance agency has been helping farmers mitigate their risks through farm insurance and risk management services. Our agents understand the unique risks of the farming industry because at Farm & Country Insurance, that’s all we do. We insure farms of all sizes and types including dairy farms, grain farms, fruit farms, vegetable farms, and agribusinesses. We also provide crop insurance—the Federal Government program that covers growing crops against weather, infestation, price swings and more.

Our team of seasoned agents takes the time to understand your business from the ground up. Whether you run a dairy farm, manage orchards or vineyards, operate a grain farm, or grow vegetables commercially, we tailor your insurance plan to match your specific needs. We don’t believe in one-size-fits-all coverage because we know every farm is different.

From your barns and equipment to your employees and animals, we assess all areas of potential exposure and craft a plan that gives you peace of mind. We understand the local risks farmers face in Upstate and Western New York—from lake effect snow and unpredictable rainfall to high winds, pest infestations, and volatile commodity prices.

FARM INSURANCE PRODUCTS AND COVERAGE OPTIONS

Our comprehensive farm insurance solutions can include coverage for:

• Farm dwellings and personal property

• Barns, sheds, and other outbuildings

• Machinery and equipment

• Tractors and work vehicles

• Livestock and poultry

• Liability for injury or property damage to others

• Business interruption or loss of income

• Workers compensation and disability

• Crop insurance and revenue protection

• Pollution liability and environmental risks

We also offer umbrella liability policies to help shield your business from large claims or lawsuits that could otherwise threaten everything you’ve built. Our job is to make sure you’re protected not only today, but well into the future.

FEDERAL CROP INSURANCE PROGRAMS

Through Farm & Country Insurance, you also have access to federally supported crop insurance programs. These programs provide coverage against the most common and costly threats to your crops, including:

• Drought and excessive moisture

• Frost and freeze damage

• Hail and wind damage

• Insect infestation and plant disease

• Revenue shortfalls caused by price swings

We’ll walk you through the different types of coverage available, including multi-peril crop insurance (MPCI), yield protection, revenue protection, and whole-farm revenue protection plans. We also help you understand how the USDA Risk Management Agency (RMA) programs apply to your specific crops and region.

WHY FARMERS TRUST MITCHELL-JOSEPH INSURANCE

Our commitment to service is what sets us apart. When you partner with us, you’re getting more than just a policy—you’re getting a team that is truly invested in your success. We’re responsive, reliable, and knowledgeable. We treat your concerns as our own, and we work hard to anticipate risks before they become problems.

We’ve built lasting relationships with farmers throughout New York State because we listen first, act fast, and always put your best interests at the center of what we do.

Our agents know Farm Insurance inside and out. What keeps you up at night is the same thing that keeps us up as well. Why? Because you’re important to us. If a disaster happens, we want to make sure we’ve done everything we could to ensure that your livelihood and investment is protected. We take the time get to know you and your farming business well. We pay attention to your concerns and find the best farm insurance coverage for your situation. Call us at 585-624-2474 or toll-free at 800-258-2494. You can also use our CONTACT form and one of our farm insurance agents will be in touch soon. Our insurance covers:

DAIRY FARMS
GRAIN FARMS
FRUIT & VEGETABLE FARMS
CROP INSURANCE
POLLUTION INSURANCE