Your Home is Probably Your Biggest Asset

Make Sure Your Insurance Works When You Need It

Has your agent seen your home in person? We always see the homes we insure in person. Does your agent review your homeowners policy with you and suggest changes to better protect you? We do. Keep your home properly covered with a homeowners policy from Mitchell-Joseph Insurance Agency. We know EVERY home is different, and that's why we represent many different insurance companies! Homes are different sizes, qualities, ages, locations, and on and on. Independent agents like us have the resources and the knowledge to find the policy that fits you best. We can also combine your auto insurance with your homeowner's policy to get the most discounts available in the marketplace. Contact us for a quote and we'll present you with the options that fit your home, lifestyle, and wallet. We can also insure seasonal properties, secondary homes, rental properties, boats, RV's, ATV's golf carts, antique cars, and more.

Protecting the Contents of Your Home
The contents of your home and garage are just as important as your home itself. Most homeowners policies include approximately 70% of the homes coverage for your contents. 'Contents' are anything in your home not permanently installed. For instance, cabinets are not 'contents' but a dishwasher is) If you believe you have more contents then what is shown on your policy, talk to your agent! Note that if you should have a fire or other major disaster, you will have to list the items that were lost or damaged. If you don't have photos or video, this list will have to come from your memory. This is why we recommend that you take digital pictures of every room in your home and store them at another location. Here is a link to a free on-line home inventory tool:

Flood Insurance Information
Remember, flooding, seepage, and run-off waters are NEVER covered on any homeowners insurance policy. If flooding is a possibility at your home, then you should consider purchasing a flood insurance policy. Our friendly staff is glad to quote and secure a policy for you. House, Homeowners Insurance in Honeoye Falls, NY

Contact us in Honeoye Falls (NY), Naples (NY), and Rushville (NY) for more information about our homeowners insurance plans

Please note that insurance coverage cannot be bound or changed via this website or e-mail from this website. Mitchell-Joseph Insurance Agency and Farm & Country Insurance Agency are both entities owned by Stuart J. Mitchell Agencies, Inc.