Auto Insurance

Protect Your Car, Protect Your Family

All Drivers. All Records. Great Rates!

TV and radio commercials selling auto insurance make a lot of boasts. Have you noticed every single commercial can save you money? The truth is, auto insurance is based on so many different variables, that none of them are the lowest all the time. One company even boasts "make a policy to fit your budget". Any agent or company can do this by cutting coverage, but at Mitchell-Joseph Insurance, we have an ethical obligation to give you the options to best protect your car, as well as protect you from lawsuits. Unfortunately, we have seen all too many times that people don't know what they purchased on-line or over the phone. They only know that it was the least expensive thing they could find. Come to find out, their cracked windshield isn't covered, or their totaled car didn't have collision coverage. This is why we're here for you.

We collect your information and we quote you with a number of insurance companies including: Allstate, Travelers, Farmers, Progressive, Main Street America Group, Safeco, Peerless, Utica, GMAC, Sterling, Mercury, and more. Then we present you with options and explain the coverages. If you want the bare minimum, least expensive pricing, that's fine, but we make sure you KNOW what options are available, and you KNOW what coverages you have. We are also here to assist you with the claims process every step of the way. We know insurance, and we are here to help.

Below are a bunch of very valuable web links. Just about everything you'd want to know about auto insurance can be found at the Insurance Information Institute (click here) This website pretty much covers it all, but the agents at Mitchell-Joseph are always glad to answer your questions. Auto insurance can be complex so there are NO silly questions.

• Take the on-line Defensive Driver Class and save almost 10% off your insurance for three years.

• Teen Drivers www.iii.org/media/hottopics/insurance/teendrivers

• Teenagers and Safe Cars www.iii.org/Articles/Teenagers-and-Safe-Cars.html

• What does my credit rating have to do with auto insurance? www.iii.org/Articles/What-does-my-credit-rating-have-to-do-with-purchasi...

• What's in a basic auto policy? www.iii.org/Articles/What-is-covered-by-a-basic-auto-policy.html

• What does my credit rating have to do with auto insurance? www.iii.org/Articles/What-does-my-credit-rating-have-to-do-with-purchasi...

Here's some more links you can use:

NYS Insurance Department http://www.ins.state.ny.us
Kelly Blue Book www.kbb.com
New York State DMV http://www.nydmv.state.ny.us
New York State DMV Forms http://www.nydmv.state.ny.us/form-pub.htm

All of these services are available on-line at the NYS DMV! http://www.nydmv.state.ny.us/transact.htm
Registration Transactions
Traffic Violations Bureau Traffic Ticket Transactions
Driver License Transactions Inspection Sticker Orders
DMV Records Transaction SSN Verification
Road Test Transactions E-ZPass
Title Certificate Transactions Check the status of your on-line transaction

 
 
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DEFENSIVE DRIVING CLASS

Check out this online defensive driving class that will save you money on auto insurance for 3 years! Just $24.95!